It will take days for them to respond via the email option on their website. The customer service is phenomenal. BlueCross BlueShield also offers indemnity, Point of Service (POS), and short-term health insurance plan options. They have most providers under their network. BluesEnroll provides easy access to benefit management, detailed reporting, and online resources such as online training tools & tips. My service provider says speak to your insurance and regence says speak to your provider. Blue Cross Blue Shield Leadership Stories: Paul Markovich - Duration: 3:27. Log In to BluesEnroll. Long story short, BlueCross BlueShield is still a recommended insurance company. To qualify for Medicare benefits, individuals generally must be at least 65 years old. [6] The first plan guaranteed teachers 21 days of hospital care for $6 a year, and was later extended to other employee groups in Dallas, and then nationally. Really easy to work with and makes sure any problems are resolved. Its growth has brought both positive and negative consequences. I've been with them since I went to work for the USPS. They have been so helpful and answered every question that has come up as we have navigated through this new diagnosis. [28], Media related to Blue Cross Blue Shield Association at Wikimedia Commons, Federation of 36 separate United States health insurance organizations and companies, This article is about American medical insurance companies. We are focused on improving quality, access and value, helping our members get the care they need. Would very much reccommend, BCBS is a monopoly. You can also call your Blue Cross and Blue Shield of Illinois customer service center at (800) 325-0320 to request an ID card. BlueCross BlueSheild has earned many positive customer ratings and reviews on Best Company. Do not bother signing up in the first place, just a nightmare in the end. I have been very satisfied with BLueCross BlueSHield as our health insurance. For other uses, see, Federal Employees Health Benefits Program, Program of All-Inclusive Care for the Elderly, Emergency Medical Treatment and Active Labor Act, Health Insurance Portability and Accountability Act, Medicare Prescription Drug, Improvement, and Modernization Act, Patient Safety and Quality Improvement Act, Health Information Technology for Economic and Clinical Health Act, Patient Protection and Affordable Care Act, Blue Cross and Blue Shield of Kansas City, Horizon Blue Cross Blue Shield of New Jersey, Form 990: Return of Organization Exempt from Income Tax, "Blue Cross Blue Shield Association - Supporting the 36 Independent, Locally Operated Blue Cross and Blue Shield Companies - BCBS.com", "The Blue Cross Blue Shield System | Blue Cross Blue Shield", "BCBS® Companies and Licensees | Blue Cross Blue Shield", Coordinated Issue Paper – Blue Cross Blue Shield/Health Insurance; Life Insurance: Conversion of nonprofit corporations, "Health Care Service Corporation (HCSC) – Who We Are", "Health Insurance From Invention to Innovation: A History of the Blue Cross and Blue Shield Companies", "History of Blue Cross and Blue Shield Association – 1980s", "Nonprofit Health Inc.: Overview of issues in the protection of nonprofit assets - Blue Cross: 501(m)", 26 USC § 833 – Treatment of Blue Cross and Blue Shield organizations, etc. Easy to deal with and coverage is excellent. When it comes to staying ahead in today's changing environment, Blue Access for Employers is there to help you and your company move at the speed of business. BlueCross BlueShield also offers plans with Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs), and Flexible Spending Accounts (FSAs). [7][8] In 1939, the first official Blue Shield plan was founded in California. Offerings include group and individual health and dental benefits, as well as travel health insurance. [25], Conversions into for-profit corporations typically results in distribution of some of the assets into a charitable foundation. Through Blue365, members can receive discounts on all sorts of health-related products and services. The BlueCross BlueShield website will direct you to the company that serves your area before you can get information on plan options. Blue Cross and Blue Shield of Illinois (BCBSIL) is committed to expanding access to quality, cost-effective health care to as many people as possible in Illinois. Details Drug Coverage for the Blue Cross and Blue Shield of Illinois Blue Medicare Advocate Health H8547-001 (HMO) in Illinois. Be sure to understand your health needs and what would fit into your budget. I have been with this company over 20 years. Some discounts and deals change from time to time. Been with them for over 16 years, and all I can say is, they're a necessary evil. Bluecross blueshield helped me after an awful car accident. In short, BlueCross BlueShield takes lots of different steps to meet the needs of customers all over the US. I have had this insurance company for years without issue. You could always see where you were on their website with regard to deductible and OOP limits. The problem is now, they have become secondary telling me Medicare is now Primary. I discovered on 5/24/2018, premiums still being paid, canceled policy , and was informed because another policy was paying my claims and not Blue Cross, I should expect a refund. About Blue Cross Blue Shield of Massachusetts Blue Cross Blue Shield of Massachusetts (bluecrossma.org) is a community-focused, tax-paying, not-for-profit health plan headquartered in Boston . As you evaluate your health insurance options, keep your health needs and budget in mind. A Medicare Advantage plan covers the same medical care as Original Medicare (Medicare Part B and Part A) in a single health plan. By 1982 all of the Blue Cross plans were merged with the Chicago based plan under the name Blue Cross and Blue Shield of … While only some members retain nonprofit status, the ones that do have been criticized for holding excessive amounts of cash or excessive executive compensation. Visit Premera Facebook page Visit Premera Twitter page Visit Premera Youtube page Visit Premera LinkedIn page Blue Cross Blue Shield has helped our family through and lot! Call our recommended rep over at The best insurance plan for someone else may not necessarily be the best fit for your situation. It provides coverage nationwide, and has an extensive history and reputation. Blue Cross coverage available across Canada Blue Cross member plans operate on a not-for-profit basis in every region of Canada, making coverage available to eligible residents in each province. BlueCross BlueShield's network of doctors and specialists is gigantic. Select Blue Cross Blue Shield Global™ or GeoBlue if you have international coverage and need to find care outside the United States. We loved having BlueCross BlueShield for our Insurance. [27]:63, An exceptional case occurred in the Empire Blue Cross conversion, where the proceeds went to fund wage increases for union workers. Great coverage. Sometimes paying a higher premium will mean having cheaper out-of-pocket expenses (copays and coinsurance) or lower out-of-pocket maximums. To get updated information about the drugs covered by Arkansas Blue Cross and Blue Shield Metallic Plans, please https://www.arkansasbluecross.com, or call Member Services at 1-800-863-5561. She was amazing with answering all my questions and also making sure I was making the right decisions. The U.S. federation consists of 36 separate health insurance organizations located throughout the United States. Copays and deductibles are reasonable. BlueCross BlueShield is a renowned and well-known insurance provider. Arkansas Blue Cross and Blue Shield Metallic Plans. Brian Teller They have helped me get through some very trying times and pay for my medication!". With BlueCross BlueShield, customers can have access to great member resources. Gracias por visitar nuestra página "Blue Access for Members". [12] This is not an honorable company i had medicare. In the 1960s the U.S. government chose to partner with Blue Cross and Blue Shield companies to administer Medicare. Issues with claims and coverage are common in the health insurance industry, so it's a good sign that BlueCross BlueSheild's positive reviews highlight satisfaction with these things. Another unique feature of the Blue365 program. Most also include qualifying prescription drug coverage, which means you don't have to buy additional medical policies. We have had BlueCross BlueShield for many years. [3] It has affiliated plans in all 50 states, the District of Columbia, and Puerto Rico, as well as licensees offering plans in several foreign countries; it also operates a nationwide health insurance program for employees of the United States federal government. Great healthcare company. They are my primary insurance company so far no problem with getting my bills paid. [26] Proceeds ranged from $3.2b (California) to $1.5m (Nevada). Recruiter contacted me 30 % Employee referral 19 % Other online job site 18 % Other 15 % Through Indeed 8 % The amount you pay for a health plan is not limited to the monthly premiums. In the United States, Puerto Rico and U.S. Virgin Islands. Blue Cross is a registered charity in England and Wales (224392) and in Scotland (SC040154). BlueCross offers decent coverage, but it is expensive! They were the first insurance company I never had a hassle with. Search for Doctors, Hospitals and Dentists Blue Cross Blue Shield members can search for doctors, hospitals and dentists:. © 2021 BestCompany.com LLC - All There are two ways to find your drug on the drug list: 1. great rates and very good experience dealing with customer service they have always answered my questions . Two independent companies operate in central Pennsylvania, Highmark Blue Shield (Pittsburgh) and Capital Blue Cross (Central Pennsylvania) . She is amazing! [8], In 1982, Blue Shield merged with The Blue Cross Association to form the Blue Cross and Blue Shield Association (BCBS). Cost is a little high, but their service is great. But man, some of the idiocy you get when they DON'T cover something, can be very annoying. Customer service reps are helpful and responsive regarding any questions or claims. PPO plans generally offer coverage for seeing out-of-network providers, though the coverage levels are not as high as for in-network providers. It has worked for me. I will request for her every time. Health "care" in America is broken. We’ve had Blue Cross Blue Shield for 20+ years!! [11], In 1994, BCBS changed to allow its licensees to be for-profit corporations. … Full service medical insurance provider with broad network coverage and a huge selection of authorized providers. I stick with them as my provider. Our coverage has been good and we have been extremely satisfied. that was caused by my job. I have never been more happy with an insight company. I would recommend them to anyone. For further information about what we can do for you, contact your Blue Cross and Blue Shield account representative. Made complaint with DMHC. [2] It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948. Enterprise Business Solution Analyst at Blue Cross Blue Shield of Nebraska Greater Omaha Area 50 connections. Deserves a zero for charging me double the price for “late fees” after I canceled my Membership THREE times . I would like to see insurance companies, on the whole, care more about their customers and take care of them rather than having a nickel and dime approach. Blue Cross Blue Shield. Blue Cross Blue Shield of Illinois - Health Insurance Illinois. I have been with Blue Shield for 2 years, this enrollment period will be my 3rd year. The costs depend partially on your health situation (including age, number of group being insured, health status, etc.) I interviewed at Blue Cross and Blue Shield Association (United States) in Oct 2019 Interview I applied via Linkedin and a Talent Acquisition employee from BCBS reached out to me and we had an initial phone interview for about 15 minutes. When you initially search for a health plan to understand the benefits and costs of monthly payments, expect to put in your location and some personal information, as these points will help BlueCross BlueShield draw up a list of potential plans for you. Easiest and most affordable health insurance available. Great choice for health insurance needs. They definitley made life more bareable. Brian Teller. Imagine being a very healthy family of 3 and having to pay a little over $500 a month on health insurance. Absolutely criminal and frustrating, have wasted so much time trying to cancel this insurance. Greater Chicago Area. [3][15][16][17], The association has its headquarters in the Michigan Plaza complex in the Chicago Loop area of Chicago, Illinois.[18]. In 1960, the AHA commission was superseded by the Blue Cross Association. The first interview at Blue Cross Blue Shield. Reading health insurance reviews from customers can give you a sense of the general quality BlueCross BlueShield offers. Never have had a problem with denied claims. rights reserved In 1948, the symbol was informally adopted by nine plans called the Associated Medical Care Plan, and was later renamed the National Association of Blue Shield Plans. A company limited by guarantee. We are on the Federal BlueCross BlueShield plan and have not had any issues. The absolute best there is. Well, sadly this is the reality for my family. Though historically "Blue Cross" was used for hospital coverage while "Blue Shield" was used for medical coverage,[23] today that split only exists for traditional health insurance plans in Pennsylvania. Learn more about our non-discrimination policy and no-cost services available to you. BlueCross BlueShield insurance is accepted all over the United States. [13], Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands. In other words, you can't just look up a PPO plan at BlueCross BlueShield and expect the same coverage percentages, out-of-pocket costs, and deductibles for any state. Their customer service is below average, but their insurance plans are actually pretty decent. Get to go to what ever doctor or hospital I choose. until then I had no problem with them other than the fact they tried to give me a hard time about a medical condition. This permits each BCBSA company to offer nationwide insurance coverage even though it operates only in its designated service area. Blue365 saves you money and provides added motivation for you to get and stay healthy. BCBS is available in 50 states and is accepted by 90% of doctors and specialists. I wish it was cheaper, and I’d still be on it. Blue Cross Blue Shield members can search for doctors, hospitals and dentists: In the United States, Puerto Rico and U.S. Virgin Islands. Medical Condition Blue Cross Blue Shield Association (BCBSA) is a federation of 36 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. This has been the BEST medication for me and despite 3 calls to customer service (first 2 calls were disconnected when I was told I am being put on hold) and on the last effort I was told there is no option but to pay out of pocket. In the healthcare insurance industry, the organization is known as "The Association" and has two offices, one in Chicago and one in Washington, D.C. From 1/1/2016 to 5/24/2018 Blue Cross premiums were paid by a trustee in New York. I will always choose BCBS over any other health insurance. BlueCross BlueShield companies include Anthem, CareFirst, Regence, Wellmark, Highmark, Capital, Empire, Independence, Horizon, and Premera. In southeastern Pennsylvania, Independence Blue Cross (Philadelphia) has a joint marketing agreement with Highmark Blue Shield (Pittsburgh) for their separate hospital and medical plans. Customer Review: Rathan Kumar from Trabuco Canyon, CA, "I had blue cross blue shield for 3 years when I was with my old job. Choosing a trusted insurer is important. Nationally, the Blue Cross Blue Shield Association Health of America found “vaccinations were down 26% for MMR, 26% for DTaP and 16% for polio nationwide” and estimate U.S. children will miss 9 million vaccination dosages by the end of 2020. Billing services are quick and complete. Claims are settled promptly and efficiently. I truly don’t understand how. Not even asking for a reimbursement just want it canceled and to stop being charged. They have well trained staff that have taken time to dig through our records and find the answers we are looking for. | Title 26 – Internal Revenue Code | U.S. Code | LII / Legal Information Institute, "Blue Cross parent boosts profit in second quarter", "In Final Spending Bill, Salty Food and Belching Cows Are Winners", Health Insurance Facts | Smarter Consumers of Healthcare, "Blue Cross and Blue Shield's Federal Employee Plan", "Feds Are Flocking to the Same Few Health Care Plans Despite Choices", "Florida Blue – New Name of BlueCross and BlueShield of Florida", "Cambia health solutions announces strategic", "Blue Cross and Blue Shield, A Historical Compilation", "Appeals panel upholds dismissal of class action challenge of how Blue Cross parent corp uses profits", "Judge Dismisses Attempted Class-Action Suit Against Regence BlueCross BlueShield of Oregon | The Lund Report", "Conversion and Preservation of Charitable Assets of Blue Cross and Blue Shield Plans: How States Have Protected or Failed to Protect the Public Interest", "Blue Cross and Blue Shield A Historical Compilation", "The Curious Conversion Of Empire Blue Cross", https://en.wikipedia.org/w/index.php?title=Blue_Cross_Blue_Shield_Association&oldid=998501931, Financial services companies established in 1929, Medical and health organizations based in Illinois, Members of Blue Cross Blue Shield Association, Articles with dead external links from December 2014, Wikipedia articles with WORLDCATID identifiers, Creative Commons Attribution-ShareAlike License, Missouri (excluding 30 counties in the Kansas City area), Virginia (excluding the Northern Virginia suburbs of Washington, D.C.), Highmark BlueCross BlueShield (Western and Northeastern Pennsylvania), Highmark BlueShield (Eastern & Central Pennsylvania), Highmark Blue Cross Blue Shield Delaware (Delaware), Highmark BlueCross BlueShield West Virginia (formerly Mountain State Blue Cross Blue Shield) (West Virginia), BlueShield of Northeastern New York (A division of HealthNow New York Inc.), BlueCross BlueShield of Western New York (A division of HealthNow New York Inc.), Capital Blue Cross (Central Pennsylvania), BlueCross BlueShield of the U.S. Virgin Islands, This page was last edited on 5 January 2021, at 17:37. In many ways, it's not surprising that there are inconsistencies in health insurance plan details at BlueCross BlueShield. When Blue Cross of California was converted, it initially had no distribution, but subsequently The California Endowment and California Health Care Foundation were endowed with $3.2b. I am pleased with their Customer Service Rep’s whenever I call in for assistance as for my medical needs they have been meet to my satisfaction. I have spent a lot of time on the phone with Blue Cross as we have a son being treated for leukemia. For better or worse, the coverage you receive through your health plan depends partially on the state you live in (the state in which you would use that insurance). After all, the health insurer is large and works though several subsidiaries. Only suggestion is have a quick customer service. Specific health care provider network access, however, does depend on the individual health plan. Blue Cross and Blue Shield of Montana Download: Adobe® Reader TM | Adobe® Flash Player | Apple Quicktime | Windows Media Player Blue Cross and Blue Shield of Illinois, Blue Cross and Blue Shield of Montana, Blue Cross and Blue Shield of New Mexico, Blue Cross and Blue Shield of Oklahoma, and Blue Cross and Blue Shield of Texas, In addition to considering the cost of premiums, you should also consider how expensive the out-of-pocket expenses will be. Member Information so I am paying the same rate I always have, and they want Medicare to pay for my treatments? Regence Blue Shield of Idaho announced a strategic alliance (not a merger) with Blue Cross North Carolina.[22]. Outside the United States. BlueCross BlueShield is available in all 50 states, and is widely accepted by doctors and hospitals. Blue Cross Blue Shield of Illinois is the largest health insurer in Illinois, offering group and individual health insurance coverage, managed care products, Medicare supplement coverage, and prescription drug coverage to over 7 million members. [9], Prior to 1986, organizations administering BCBS were tax exempt under 501(c)(4) as social welfare plans. It is disgusting how much money people pay. How do I use the Drug List? Blue Cross Blue Shield Association 3,125 views. Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Customer service at BCBS has always been there for me as well. Blue Cross and Blue Shield of Texas Yesterday at 9:13 AM Living with a disability can sometimes require a bit of creativity a ... nd staying physically active can often be a challenge. The bills are always clear, and the network is easy to browse for services offered. Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state. The cost for BCBS is already expensive and certainly not offered any solution expect to change my medication. Registered address Shilton Road, Burford, Oxfordshire, OX18 4PF. Outside the United States. Excellent service they had provided to us. Customer Review: Nathan from Broomfield, Colorado, "I have always been impressed with the quality and quantity of coverage I have gotten from Blue Cross Blue Shield. I am told by BCBS that my medication for Diabetes 2 (Invokana)is too expensive and they wont cover it anymore. They always paid timely and the contracted amounts. I have been with Anthem Blue Cross for many years and have had nothing but the highest quality service, with quick referrals to specialty medical professionals whenever needed for health concerns. 3:27. The Blue Cross and Blue Shield plans (for hospital services and physician services respectively) operated independently until 1975, when they merged into the Health Care Service Corporation. Good insurance company. [3], Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services.[5]. The coverage and details of each medical policy varies. BlueCross BlueShield is also a parent company of other health insurance companies that provide BlueCross BlueShield insurance in specific regions and states. I am sad that we have no choice but to use them. I'm glad I have insurance, because I'm sure I've saved some money over the years. Dental plans and vision plans may also vary by location, so it's important to work with the subsidiary in your area to get specific information. It's important to make sure any health plan you choose offers the medical coverage you need and is affordable. As a nationwide company in the health insurance marketplace, BlueCross BlueShield has helped millions of people with health insurance plans since its founding in 1929. They have taken care of my family and have great customer service. It oversees 36 different insurance companies, all of which are locally operated. ®´, ®´´, SM, TM Registered and Service Marks, and Trademarks are the property of their respective owners. But on the other hand, the office you work with locally could be one of those with a poor reputation since BlueCross BlueShield doesn't micromanage each subsidiary. In 2014, BC/BS of Illinois (Health Care Service Corporation) was sued over its nonprofit status, with the lawsuit dismissed with prejudice and the ruling upheld on appeal. Some of these tools are specific to each of its subsidiaries, and include customer service numbers and mobile apps. Those looking for vision or dental coverage can find good policies through BlueCross BlueShield. Blue Cross Blue Shield has been so consistent over the years. How candidates got an interview. My doctor was great, but the bills/payments from insurance are terrible. Great website to use as well. I’ve had blue cross for about 20yrs. I feel they do any excellent job and the costs are reasonable. Registered company in England and Wales under company number 00363197. The coverage is great. The main office is in Chicago in the Illinois Center at 225 North Michigan Avenue. BlueCross BlueShield keeps up its positive reputation with members with both basic and advanced tools. Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association. BlueCross BlueShield answers frequently asked questions, have social media outlets to connect with clients more personally, and of course, provide mailing information for when you need to mail in a form or contact them via snail mail. We have never had any complaints with the customer service. The cost of the plans raises every year, so we have to go to lower and lower plans - getting less and paying more :(. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is committed to working with providers, employers, government and health systems to improve the overall health of our members and transform the health care system. Dare I say, this is borderline corruption. Exchange coverage options: Individual & Family Qualified Health Plans Through my wife's company, they have secured our health for over 15 years now, I have nothing bad to say about my coverage. As you may recall, since 2013 Blue Cross has been involved in a class-action lawsuit regarding its alleged anti-competitive policies. I have found it is difficult to switch between account types, however. Overall, for an insurance company, a solid 3.5 or so. If we ever had a question they were always ready to help! Great customer service and benefits are great. If we are away from home and needed medical attention we have always been covered even when in another state. X . Blue cross blue shield has taken care of our medical needs for the most part. BlueCross BlueShield insurance plans are available nationwide and widely accepted at hospitals and doctor's offices. [24] Similar suits occurred with similar results in other states such as Oregon. Customer service is great. However, Independence Blue Cross, like most of its sister Blue Cross-Blue Shield companies, cover most of their customers under managed care plans such as HMOs and PPOs which provide hospital and medical care in one policy. We’ve had great coverage and they are always will to pay what they are supposed to pay, instead of trying to get out of it. 20% coinsurance and the things they don't cover make this sometimes ridiculous expensive. I definitely recommend it to anyone that asks. Blue Cross and Blue Shield of Vermont is an Independent Licensee of the Blue Cross and Blue Shield Association. Blue Cross Blue Shield has a presence in over 170 countries. Have had some issues with prescription meds being denied. We have federal BC/bs and mostly satisfied. I have been using this company for many years, probably 10+, for health and dental insurance and it has never failed me! But very convoluted, will end up paying a lot out of pocket costs, as there would he no clarity given before the service. They also act as administrators of Medicare in many states or regions of the U.S.[14], The Blue Cross Blue Shield Federal Employee Program (FEP) is a nationwide option under the Federal Employees Health Benefits Program (FEHB) for U.S. federal government employees and retirees, and has been part of FEHB since FEHB's inception in 1960. HMO plans only offer out-of-network coverage in emergency situations. The BCBSA controls access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than 170 other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. Read more about interview tips for Blue Cross Blue Shield. An asterisk (*) indicates a required field. Blue Cross Blue Shield is financially strong and stable; As a subsidiary of Anthem Inc. BCBS is one of the most prominent health insurers. Would recommend. Privacy Policy | Terms | Do Not Sell My Personal Information, BlueCross BlueShield also offers Medicare. En estos momentos esta página aún no está disponible en español, pero aquí encontrarás un recurso útil para ayudarte a abrir una cuenta y entrar al sitio. I have worked with a ton of insurance companies and BCBS is pretty good. Blue Cross Blue Shield Association (BCBSA) is a federation of 36 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. BluesEnroll. In addition to health care coverage options, the some BlueCross BlueShield Plan offerings include dental insurance plans and vision insurance. Its predecessor was developed by Justin Ford Kimball in 1929, while he was vice president of Baylor University's health care facilities in Dallas, Texas. BlueCross BlueShield is a superior insurance company, they are widely recognized and we have never had any issues with them. Blue Cross Blue Shield offers global coverage and a global coverage app on itunes and GooglePlay. Cross Blue Shield of Nebraska Greater Omaha area 50 connections pretty much, everywhere and!, Independence, Horizon, and Premera because of the Trademarks the care they need choose! 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